The amount of your penalty will be deducted from principal.We may not permit withdrawals if funds have not been credited to the account. If the withdrawal occurs less than seven days after opening the CD or making another withdrawal of principal, the early withdrawal penalty will be calculated as described above, but it cannot be less than seven days' interest.For terms 24 months or more, the early withdrawal penalty is 365 days of interest on the amount withdrawn, but not more than the total amount of interest earned during the current term of the CD.The national average APY for a three-year CD stands at 2.71, which is. If the term of the CD is 6 months to less than 24 months, then the early withdrawal penalty is 180 days of interest on the amount withdrawn, but not more than the total amount of interest earned during the current term of the CD. If you invest 25,000 in a 24-month CD at the high rate of 4.55 you’d earn about 2,330 in interest.If the term of the CD is less than 6 months, the early withdrawal penalty is 90 days of interest on the amount withdrawn, but not more than the total amount of interest earned during the current term of the CD.There is a penalty for withdrawing principal prior to the maturity date. Are there early withdrawal fees or penalties associated with a Chase CD?

3 year cd interest rates